Procrastinating on your insurance claim can be one of the most costly mistake you can make
The single biggest mistake homeowners make after storm damage is delaying the documentation of the destruction and failing to file an insurance claim immediately.
Waiting too long allows secondary issues like toxic mold to develop, which insurance companies may refuse to cover if the initial damage was left unaddressed.
Documenting the scene incorrectly can also ruin your financial recovery. You must photograph every angle of the damage before touching anything or starting temporary repairs. If you throw away ruined furniture, torn shingles, or smashed electronics before the adjuster sees them, you lose the proof needed to get reimbursed for those items.
Financial and Insurance Pitfalls
Procrastinating claims creates a timeline gap that insurers use to deny coverage. Skipping photos leaves you without proof of the initial storm impact.
Cleaning up first destroys the exact visual evidence your adjuster needs to see. Discarding ruined items before the insurance adjuster inspects them lowers your total payout. Signing paperwork blindly can accidentally sign over your insurance rights to shady contractors. Please proofread any terms when it comes to housing contracts.
Repair and Contractor Blunders
Β Hiring storm chasers leads to shoddy work from out-of-state contractors who disappear. Paying upfront cash gives dishonest workers an incentive to abandon your job. Ignoring minor leaks allows hidden water damage to rot your structural framing.
Skipping written contracts leaves you with zero legal protection when issues arise. Forgetting permit checks results in local code violations and fines later on.
π€ A Local Roofing Contractor You Can Trust
At Oliwill Construction, we proudly serve: π Madison π McFarland π Marshall π Deerfield π Surrounding Wisconsin communities We provide: β Window replacement and installation β Roof repair and replacement β Siding installation β Gutter services As a locally owned company operated by two brothers, we focus on quality workmanship and honest service.π Call us with your situation, and we’ll find the right plan for you!
If you believe your property could use a refresh or a safety and security update, call us today for an estimate.
Oliwill Construction
π (608) 576-0075
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